At Horizon Financial Services, we believe financial planning is about more than building wealth—it’s about building a legacy. For some individuals and families, legacy planning is an opportunity to secure the future of their family and community while reflecting deeply held values and traditions. Legacy planning may involve more than distributing your assets after your passing. It can also reflect how you live with intention today so that the values, memories, and impact you leave behind carry forward for generations.

When it comes to financial planning and retirement, choosing the right financial advisor can make all the difference. But not all advisors are created equal. The key to a confident, purpose-driven financial future lies in one essential quality: working with a true fiduciary.

As you approach or settle into retirement, financial planning takes on a new level of importance. One of the most critical aspects of managing your retirement funds is minimizing your tax burden.